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Accident and Sickness

Becoming ill or having an accident could happen to you at any time. Through no fault of your own, you could lose your income as you are unable to work. Like most families, you have regular bills to pay e.g. mortgage, utility bills and credit card payments. This is an extremely daunting prospect.

The Accident and Sickness policy provides a monthly or lump sum benefit in the event that the insured is no longer able to work as a result of death, disablement (temporary or permanent, total or partial), loss of limb, loss of hearing, sight or speech.

ID Theft

Identity theft is one of the largest growing crimes in the UK. The frightening fact is that 1 in 3 people can expect to be the victim of identity theft in their lifetime. If you do become a victim of this crime, the process of restoring your good name and credit worthiness is crucial.

Our ID Theft Insurance Policy covers defence costs, a Fraud Investigation Report as well as access to professional advice.

Jury Service

Around 200,000 people are called up for jury service each year. Whilst it is an important public service, for a freelance contractor it could result in a significant loss of earnings.

Our policy will cover the salary/remuneration of an employee or director for any absence due to attendance at Court for Jury Service.

Legal Expenses Insurance

Legal disputes are typically both stressful and expensive and people are generally afraid of taking legal action due to the financial risk involved and uncertainty of the outcome.

Our Legal Expenses Insurance includes representation costs in respect of Employment Disputes, Health and Safety Prosecution, Property Disputes, Criminal Prosecution and much more.

Office Combined

One policy, one premium, no fuss. Office Combined includes Employers’ Liability, Public and Products Liability, Business Interruption, Business Contents and Legal Expenses Insurance.

Personal Accident / Death / Disability

Should the unthinkable happen you need to ensure that your family are protected.

This policy provides a lump sum benefit in the event of death, permanent total disablement, loss of sight or loss of limbs.

Travel

There are many potential risks involved in business and personal travel. Holding travel insurance is vital, as many costs are non-refundable once a booking has been made.

Travel and Ski

This extended travel policy also covers winter sports, allowing you to hit the slopes with total peace of mind.

Warranty Package

Our Warranty Package covers repairs and replacements of electrical consumer goods after the manufacturers warranty expires.

Business Interruption Bundle

Loss of Driver’s Licence
ID Theft
Jury Service

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Work Prevention Bundle

Accident & Sickness
Accident / Death / Disability
Permanent Health Insurance

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Wealth Protection Bundle

Invoice Protection
Legal Expenses
Directors & Officers Liability

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